Housing, the epicenter of the financial crisis, could finally bottom this year. I know you may have heard that hope/prediction before, but 2012 may just be the Year of the House. That doesn't mean we'll soon return to the bubble years of 2000-2006, when house prices doubled and house-flipping became the national pastime. It does mean that both housing starts and sales could increase from the rock-bottom, terrible levels that we have seen over the past two years.