This Guy Made $2B Off Your Underwater Mortgage

This Guy Made $2B Off Your Underwater Mortgage

NEW YORK (TheStreet) -- Soon after Bill Erbey and his wife Elaine moved last year to St. Croix, in the U.S. Virgin Islands, they ran up a $2,000 electric bill. They turned down the air conditioning in an effort to cut costs and Erbey, who is 64 and overweight, sat around sweating.

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