Bear Market: Don't Panic, Don't Sell--Plan

Stocks go up, stocks down. And stocks are volatile — in the short and the long run.

That, my friends, is the long and short of it.

But just because stocks go up and down, and sometimes down quite rapidly and seemingly unexpectedly, doesn’t mean you have to act like a novice or even average investor who sells at the bottom and buys at the top.

Instead, no matter whether you’re four years or 40 years away from retirement, there’s only one of three things you should do right now.