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Edward Pinto

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The Sooner the Fed Gets Unstuck, the Better - Array

Last week the Fed announced it would once again delay liftoff from its zero interest rate policy. During her press conference, Fed Chair Janet Yellen noted that "[the housing market]...

A Straight Path to Wealth, and Debt-Free Homeownership - Array

The Wealth Building Home Loan (WBHL), a new approach to home finance, was unveiled at the American Mortgage Conference on September 8. In developing the WBHL, my colleague Stephen Oliner...

Get Ready For the Subprime Mortgage Crack-Up 2.0 - Array

In 1991 community advocate Gail Cincotta, in testimony before the Senate Banking committee stated: "Lenders will respond to the most conservative standards unless [the GSEs] are aggressive...

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